FICA Reduction Program

Preventative Care Health Plans offer your employees and their families access to extra health and wellness benefits without changing their take home pay. IronGate takes a consultative approach, meaning we choose a plan that best suits your company and your employees. Depending on the plan selected, your employees will receive valuable services such as telehealth, mental health support, health screenings, urgent care visits, primary care visits, RX packages, and more. All at $0 copays and no out-of-pocket expense.

On average, employers see a net FICA tax savings of $500-$1,190 per W2 employee per year.

FICA Reduction Program

Employer Benefits

Preventative Care Health Plans offer your employees and their families access to extra health and wellness benefits without changing their take home pay. IronGate takes a consultative approach, meaning we choose a plan that best suits your company and your employees. Depending on the plan selected, your employees will receive valuable services such as telehealth, mental health support, health screenings, urgent care visits, primary care visits, RX packages, and more. All at $0 copays and no out-of-pocket expense.

On average, employers see a net FICA tax savings of $500-$1,190 per W2 employee per year.

Reducing Employee Turnover

Every employer struggles with reducing their employee turnover. Implementing benefits at no out-of-pocket expenses to your employees is a great solution for employee retention. Oftentimes, it’s not financially feasible for a business owner to offer benefits, but with these plans, you are now able to do so without affecting their net take-home pay.

How This Impacts Your
Major Medical Plan

These plans do not disrupt your current health benefit plans, but rather stack on top. You will not need to make any adjustments to your current benefits in place.

Elevate Your HR Strategy with Irongate

Enhance your employee benefits package with zero out-of-pocket expenses by layering in valuable offerings like $0 copay prescriptions, mental health support, and urgent care access. These added benefits not only ease the burden on HR teams struggling with turnover but also help boost retention by improving employee satisfaction. Plus, they make your company more attractive to top-tier talent in today’s competitive hiring landscape. It’s a simple way to strengthen your team and culture.

Benefits included in the various programs offered at no out-of-pocket cost

  • 24/7 Telehealth - Talk to a Doctor Anytime
  • Mental Health Counseling - Support When You Need It
  • Personalized Holistic Coaching
  • Employee Assistance Program (EAP) - Support for Life's Challenges
  • Preventative Health Screenings
  • Supplemental Insurance - Extra Protection for Life's Unexpected Events
  • Nutritional Guidance & Weight Management Programs
  • Minimal Essential Coverage (MEC)
  • 12 Virtual Primary Care visits per member per year and 12 care visits per covered child per year
  • Quest diagnostic labs
  • RX coverage with no copays
    for formularies covered
  • Urgent Care - 3 in person visits per year.

Optimize Your Benefits Strategy with IronGate’s FICA Reduction Program

IronGate Business Advisors offers a fully ACA-compliant FICA Reduction Program that enhances your employee benefits while driving real financial savings. This workplace wellness solution promotes healthier, more engaged employees — all while reducing payroll tax liabilities for both employers and employees. It’s a smart, cost-effective way to strengthen your benefits package and boost your bottom line.

Get Your Custom Proposal

Contact us for a no-obligation proposal, where we’ll provide you with a detailed savings estimate tailored to your company’s specific needs. Let Irongate Business Advisors help you implement this innovative program that supports your employees and your business success.

Get a consultation